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- [Custom](/payment-methods/custom): Build your own payment method
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- [HTTP 402 payment required](/protocol/http-402): The status code that signals payment is required
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- [Challenge.verify](/sdk/typescript/core/Challenge.verify)
- [Credential.deserialize](/sdk/typescript/core/Credential.deserialize)
- [Credential.from](/sdk/typescript/core/Credential.from)
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- [Expires](/sdk/typescript/core/Expires)
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- [PaymentRequest.deserialize](/sdk/typescript/core/PaymentRequest.deserialize)
- [PaymentRequest.from](/sdk/typescript/core/PaymentRequest.from)
- [PaymentRequest.serialize](/sdk/typescript/core/PaymentRequest.serialize)
- [Receipt.deserialize](/sdk/typescript/core/Receipt.deserialize)
- [Receipt.from](/sdk/typescript/core/Receipt.from)
- [Receipt.fromResponse](/sdk/typescript/core/Receipt.fromResponse)
- [Receipt.serialize](/sdk/typescript/core/Receipt.serialize)
- [Elysia](/sdk/typescript/middlewares/elysia): Payment middleware for Elysia
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- [Next.js](/sdk/typescript/middlewares/nextjs): Payment middleware for Next.js
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-->

# Custom \[Build your own payment method]

The `mppx` SDK supports dynamic extensibility for new payment methods. You can implement custom payment methods to integrate any payment rails such as other blockchains, card processors, or proprietary systems.

## Overview

A custom payment method requires:

1. **Method definition:** Define the method name, intent, and schemas for request parameters and Credential payloads
2. **Client logic:** Create Credentials when the client gets a `402` response
3. **Server logic:** Verify Credentials and return Receipts

## Define a method

Start by defining your payment method with `Method.from`. The definition includes the method name, intent type, and schemas for request parameters and Credential payloads.

```ts twoslash
import { Method, z } from 'mppx'

const lightning = Method.from({
  intent: 'charge',
  name: 'lightning',
  schema: {
    credential: {
      payload: z.object({
        preimage: z.string(),
      }),
    },
    request: z.object({
      amount: z.string(),
      currency: z.string(),
      invoice: z.string(),
      paymentHash: z.string(),
      recipient: z.string(),
    }),
  },
})
```

## Client implementation

Extend the method with Credential creation logic using `Method.toClient`. The `createCredential` function runs when the client gets a `402` response:

```ts twoslash
import { Credential, Method, z } from 'mppx'

const lightning = Method.from({
  intent: 'charge',
  name: 'lightning',
  schema: {
    credential: {
      payload: z.object({
        preimage: z.string(),
      }),
    },
    request: z.object({
      amount: z.string(),
      currency: z.string(),
      invoice: z.string(),
      paymentHash: z.string(),
      recipient: z.string(),
    }),
  },
})

declare function payInvoice(invoice: string): Promise<{ preimage: string }>
// ---cut---
const clientMethod = Method.toClient(lightning, {
  async createCredential({ challenge }) {
    const result = await payInvoice(challenge.request.invoice)

    return Credential.serialize({
      challenge,
      payload: {
        preimage: result.preimage,
      },
    })
  },
})
```

## Server implementation

Extend the method with verification logic using `Method.toServer`. For Lightning Network, verify that the preimage hashes to the payment hash:

```ts twoslash
import { Method, Receipt, z } from 'mppx'

const lightning = Method.from({
  intent: 'charge',
  name: 'lightning',
  schema: {
    credential: {
      payload: z.object({
        preimage: z.string(),
      }),
    },
    request: z.object({
      amount: z.string(),
      currency: z.string(),
      invoice: z.string(),
      paymentHash: z.string(),
      recipient: z.string(),
    }),
  },
})

declare function bytesToHex(bytes: Uint8Array): string
declare function hexToBytes(hex: string): Uint8Array
declare function sha256(data: Uint8Array): Uint8Array
// ---cut---
const serverMethod = Method.toServer(lightning, {
  async verify({ credential }) {
    const preimage = credential.payload.preimage
    const expectedHash = credential.challenge.request.paymentHash

    const actualHash = bytesToHex(sha256(hexToBytes(preimage)))
    const isValid = actualHash === expectedHash

    return Receipt.from({
      method: 'lightning',
      reference: preimage,
      status: 'success',
      timestamp: new Date().toISOString(),
    })
  },
})
```

## Use in your app

### Client

Pass the client method to `Mppx.create`:

```ts twoslash
import { Credential, Method, z } from 'mppx'
import { Mppx } from 'mppx/client'

const lightning = Method.from({
  intent: 'charge',
  name: 'lightning',
  schema: {
    credential: {
      payload: z.object({
        preimage: z.string(),
      }),
    },
    request: z.object({
      amount: z.string(),
      currency: z.string(),
      invoice: z.string(),
      paymentHash: z.string(),
      recipient: z.string(),
    }),
  },
})

declare function payInvoice(invoice: string): Promise<{ preimage: string }>

const clientMethod = Method.toClient(lightning, {
  async createCredential({ challenge }) {
    const result = await payInvoice(challenge.request.invoice)

    return Credential.serialize({
      challenge,
      payload: {
        preimage: result.preimage,
      },
    })
  },
})
// ---cut---
const { fetch } = Mppx.create({
  methods: [clientMethod],
  polyfill: false,
})

const response = await fetch('https://api.example.com/premium')
```

### Server

Pass the server method to `Mppx.create`:

```ts twoslash
import { Method, Receipt, z } from 'mppx'
import { Mppx } from 'mppx/server'

const lightning = Method.from({
  intent: 'charge',
  name: 'lightning',
  schema: {
    credential: {
      payload: z.object({
        preimage: z.string(),
      }),
    },
    request: z.object({
      amount: z.string(),
      currency: z.string(),
      invoice: z.string(),
      paymentHash: z.string(),
      recipient: z.string(),
    }),
  },
})

declare function bytesToHex(bytes: Uint8Array): string
declare function hexToBytes(hex: string): Uint8Array
declare function sha256(data: Uint8Array): Uint8Array

const serverMethod = Method.toServer(lightning, {
  async verify({ credential }) {
    const preimage = credential.payload.preimage
    const expectedHash = credential.challenge.request.paymentHash

    const actualHash = bytesToHex(sha256(hexToBytes(preimage)))
    const isValid = actualHash === expectedHash

    return Receipt.from({
      method: 'lightning',
      reference: preimage,
      status: 'success',
      timestamp: new Date().toISOString(),
    })
  },
})
// ---cut---
const mppx = Mppx.create({
  methods: [serverMethod],
})
```

## SDK references

* [`Method.from`](/sdk/typescript/Method.from)—Define a payment method with schemas
* [`Method.toClient`](/sdk/typescript/core/Method.toClient)—Extend a method with client-side Credential creation logic
* [`Method.toServer`](/sdk/typescript/core/Method.toServer)—Extend a method with server-side verification logic
